Welfare Fund

The Joint Welfare Fund documents are your primary source for information about health, disability and death benefits for current and retired members. It also contains information regarding prescription drug coverage; optical, dental and other specialized coverages; an overview of the claims process; and information about coverage you may be eligible for under COBRA.

Summary Plan Description

Click Here to download the latest Welfare Fund Summary Plan Description.  Printed 2018.

Click Here to download the prior version of the Welfare Fund Summary Plan.  Printed 2011.

Summary of Material Modification Letters

Summary of Benefits and Coverage

Forms & Instructions

Service Providers

Physician & Hospital Network
Horizon Blue Cross Blue Shield Direct Access
P.O. Box 1219
Newark, NJ 07101
Provider Locator Phone number: (800) 810-2583

Dental Benefits
Horizon Blue Cross Blue Shield Dental Option Plan
P.O. Box 1311
Minneapolis, MN 55440-1311
(800) 433-6825
Provider Locator Phone number: (800) 810-2583

Mental Health and Substance Abuse Benefits Manager
Intervention Strategies Inc.
351 Evelyn Street
Paramus, NJ 07652
(800) 663-0404                                                                                                          www.interventionstrategies.org.   

Prescription Benefits Manager
Capital Rx, LLC
228 Park Avenue South, Suite 87234
New York, NY 10003
(833) 599-1019

Medicare Prescription Benefits Manager

Labor First/Retiree First LLC
1000 Midlantic Drive, Suite 100
Mount Laurel, NJ 08054
(862) 206-7156


Union Trustees
Daniel Gumble
Tom Sullivan
James McManus
Val McHale
Stan Jaworski
Chris Bioletti
Michael Claus

Employer Trustees
Tom Johnston
Terry Craig
Jim Estabrook

3rd Party Administrator
Fabian and Byrn LLC
425 Eagle Rock Ave., Suite 105
Roseland, NJ 07068
(877) 228-4202

Legal Counsel
Zazzali, Fagella, Nowak, Kleinbaum, and Friedman

Tobia & Lovelace, Esqs. 


Actuaries and Consultants
Summit Actuarial Services

Investment Consultants
MPC Capital Advisers LLC 

Advisers to the Trustees

Tom Sullivan